Month: April 2019

  • What you need to know about debt collection: part 1.

    Debt collectors cannot communicate with you at any unusual time or place to collect a debt. Debt collectors calling you between 8:00 am and 9:00 pm local time is not unusual. Courts rule that phone calls from debt collectors at 7:00 am violate the Fair Debt Collection Practices Act. Courts also rule that phone calls […]

  • Debt Collectors Lying About How Much Money Consumers Owe

    One of my first debt collection harassment clients had less than $300 charged off from her credit card. The debt was sold at least twice to one debt collector, then the next. Three years later, she was sued for more than $1,000.00. The debt collectors continued to charge her interest long after the credit card […]